Top Places to Buy Business Checks Online [Best & Cheapest](2023)

Do you have to order business checks from your bank and is it the best option? These days, you’ll discover that there are plenty of places besides your bank where you can order high-quality business checks. Many business owners now even order business checks online from reputable websites. We’ll go over some of the most common questions about ordering checks online, from the best companies to buy checks from, to which best aligns with your company's unique needs.

What Are the Pros and Cons of Ordering Business Checks Online?

Ordering checks online can be a great option if you’re looking for more customization and style options. It’s also often possible to find much better deals through online check-printing sites than you might pay if you went through the average bank. You can also enjoy more options as far as choosing how many business checks come in a box and the type of security features you’d like to include.

One of the only cons of going the online route is that it’s incredibly important to make sure you choose a well-known, reputable site before supplying your financial information.

How Long Does It Take To Order Business Checks Online?

It can be faster to order checks online from some companies, as banks also use third-party check printers. When you place your order directly, you should have more control over how quickly your checks will be delivered.

With standard shipping, it can take anywhere from 10-14 business days to get your checks from most companies. But some sites offer expedited shipping for an extra charge. If you need your checks even quicker, you may want to order from a site like Staples that offers in-store pickup options.

Can Checks Be Customized?

Absolutely. One of the biggest perks of ordering business checks online is that it’s possible to choose from a wide range of styles, formats, and designs. Some sites offer more customization options than others. In the list below, we’ll let you know where to look for the widest range of options.

What Are the Requirements To Order Business Checks Online?

Ordering business checks online is a simple process as long as you have all the information required. Be prepared to fill in your own personal shipping information, as well as details about your business, including:

• Business name
• Business address
• Business logo
• Bank’s name (and in some cases address)
• Account and routing numbers

Can You Order Personal Checks for Your Business?

No, you can only order business checks with a business account. If you plan to order checks for personal use, then it’s best to provide the information from your own personal checking account. But this doesn’t necessarily mean that you have to have a large business with employees.

For instance, if you work as a freelancer or start a small business with a friend, you can file to do business as an LLC in order to open a business account. You can then use that account to order business checks, which can be a great way to keep your personal and business payments separate. Just make sure that you only use your business checks for business-related expenses.

What To Consider When Ordering Business Checks Online?

When deciding where to order checks for business, there are several considerations to keep in mind. Ask yourself questions like:

• What type of checks do you want to buy (payroll, voucher, desk checks, etc.)
• What quantity should you select as far as how many business checks come in a box?
• What type of security and fraud prevention features are offered?
• Does the site offer checks that integrate with the business and accounting software you already use?
• How customizable do you want your checks to be? Do you want to incorporate additional branding aside from a standard company logo?

Best Places to Order Business Checks Online in 2024

Deluxe: Best All-Around

From small businesses to financial institutions, Deluxe is one of the best companies to buy checks from all-around. Choose from manual checks, high-security checks, laser checks, and more. Deluxe even offers digital eChecks, which you can integrate with QuickBooks and email to your recipient.

Deluxe also has you covered when it comes to accessories like receipt books, purchase order forms, and check binders. The company focuses on providing a full suite of business solutions, so you can even order tax prep software and invoices that integrate with a wide range of account and payment software options.

Carousel Checks: Best Price and Order Size Variety

Carousel Checks offer a nice range of laser, manual, and pressure seal check options. Each category comes with a large number of template choices which makes it easy to customize your checks according to your business needs. Choose from high-security and laser hologram options, custom photo checks, or simple business pocket checks.

Carousel Checks also offer a solid variety of pricing and order size options. For instance, you can buy anywhere from 50 to 10,000 premium laser checks depending on your needs.

Checks Unlimited: Best for Software Integration

Checks Unlimited offers a selection of affordable CPSA-compliant manual, laser, and high-security checks. If you’re looking for integration, then it’s worth taking a look at the impressive number of software programs that Checks Unlimited offers to choose from.

From Intuit programs to PeachTree, Checkmark, and MicroEdge, it’s easy to find checks that work with your existing software. The business has been around since the 1980s and while its website is still a bit old school, they do have an A+ rating from the BBB and a strong history of replying to any customer complaints.

Checks in the Mail: Best for High-Security Checks

Checks in the Mail is another great site that offers CPSA-compliant business checks and accessories. The site offers a refreshingly user-friendly interface that makes it easy to find exactly what you need. Checks in the Mail is a particularly strong choice when it comes to high-security checks.

The site offers options that utilize 30 security features, ranging from fluorescent fibers and holograms to heat-sensitive ink and watermarks. For an extra $0.06/check, you can also add Fraud Armour protection, which includes perks like check order replacement and up to $25,000 worth of funds advancement within 72 hours.

Costco Checks: Best for Costco Members

Costco membership offers plenty of perks, including great deals on business checks for members. Costco partners with Harland Clarke Check Printing to offer a line of affordable manual, laser, and high-security business checks. Their high-security checks come complete with over 25 security features to guard against fraud.

Costco’s checks are also compatible with software programs like Quicken, Microsoft Money, QuickBooks, and PeachTree. While there aren’t a huge number of options or accessories, you should be able to find what you need quickly with no danger of being overwhelmed.

Sam’s Club Checks: Cheapest Place to Order Checks

If you’re a Sam’s Club who’s wondering where to order checks for business, then you’re in luck. Sam’s Club offers some of the best deals on business checks we’ve come across. You can get 600 payroll checks for around $30.00 or choose from a number of other options.

Get great deals on computer-compatible, high-security, and laser checks in a variety of different styles. Sam’s Club also offers optional Fraud Armour protection and a solid range of accessories like business bundles, envelopes, ink stamps, and more.

Walmart Checks: Cheapest Business Checks Without a Membership

It may come as no surprise that Walmart’s checks are available for the same great value the company is known for offering on all their products. Choose from a range of manual, computer, or high-security checks with computer integration capabilities.

While Walmart’s business checks are a tad more expensive than Sam’s Club, they do offer smaller quantity orders. For instance, you can get a pack of 300 payroll checks rather than 600. With a nice variety of business accessory options, Walmart is the most affordable business check option you’re likely to find that doesn’t require a membership.

Staples Checks: Best for Designing Your Own Checks

Staples is known for having every office supply product under the sun, so it may come as no surprise that they also offer business check services. Staples quite possibly has the most extensive variety of different check types, including high-security, laser, manual, and continuous checks.

You can even get blank laser check stock paper to print your own checks using compatible software. Staples is also one of the few places where you’ll enjoy the option of designing your own checks from scratch. This can be a great way to go if you want to use your own business font and branding.

What Are Secure or High-Security Checks?

When it comes to ordering business checks, high-security checks are recommended. These types of checks incorporate a variety of security measures to ensure that your checks aren’t easy to replicate for fraud purposes.

While almost all checks include basic anti-copy measures, high-security checks go the extra mile with security features such as holograms, watermarks, and thermochromic ink. Some checks even use things like invisible fluorescent fibers, chemical wash detection, and chemically sensitive paper to ensure that the value of your check can’t be changed before it’s deposited.

What’s the Difference Between Single and Duplicate Checks?

If you order checks online, you’ll often be given the option to order either single or duplicate checks. The only difference is that duplicate checks create a carbon copy of all of the checks you write, which you can keep for reference.

Single checks come without this feature. Duplicate checks may be helpful if you have a small business or write a large number of checks, but if your checks integrate with your accounting software, then single checks should be fine.

Bottom Line

We hope this has helped answer some of your questions about ordering business checks online. As you can see, there are now plenty of great companies that provide a range of choices when it comes to everything from price and quantity to customization and security. No matter what the size of your business, it’s now easier than ever to find a check-printing service that meets your unique needs.

The responses below are not provided, commissioned, reviewed, approved, or otherwise endorsed by any financial entity or advertiser. It is not the advertiser’s responsibility to ensure all posts and/or questions are answered.