Car Insurance

It is possible for a person to own a vehicle and not have a driver's license, which leads them to wonder how and if they can get car insurance. It is necessary to have auto insurance on a vehicle, regardless of if you have a driver's license or not. According to the Insurance Information Institute, about one...

We’ve all been there. You’ve selected a rental car and are preparing to sign the paperwork. Then suddenly, the salesperson hits you with the dreaded question: would you like to tack on optional insurance? On one level, it seems like a good idea. But on the other hand, it will substantially raise your daily bill....

Being involved in an auto accident is stressful enough without having to worry about how to handle major car damage. While car insurance will hopefully cover the cost of the damage itself, how will you get around while your vehicle is in the shop? In this instance, you may need to look into getting a...

Mascots in advertising have been around since the Gerber Baby, Ronald McDonald, Mr. Peanut, and Tony the Tiger. The GEICO insurance company is credited with rolling out the first animated mascot, the gecko. They gave him a charming British Cockney accent complete with tiny cars and life-sized props. Since then, other insurance companies have got...

Driving a vehicle is common for people in many professions. Depending on the type of job you are in, you may need to obtain a commercial auto insurance plan. While this is standard for all motorists that need to drive for their job, those that are perceived to be a higher insurance risk could face...

If you’ve ever found yourself searching online for the best rates on insurance, then it’s likely you may have come across Otto Insurance. Otto and their adorable otter mascot offer to help you find cheap coverage within seconds, but can these claims be trusted?  The Otto Insurance reviews on the company’s own website paint the...

DoorDash is one of the quickest ways for virtually anyone with a vehicle, a valid driver's license, and proper auto insurance to start earning some income. The company tries to steer clear of making any specific claims about how much money a driver can make since it can vary wildly based on numerous factors, but...

Not every insurance policy is straightforward. What happens if you don't own a vehicle, but still want to be safe when driving regularly? When you borrow a car, for example, you might want to make sure that you're still covered for major liabilities in the case of an accident. Fortunately, insurance policies for these scenarios...

If your insurance is cancelled due to non-payment, it's going to cost you to get it back. Typically, you have a month to reinstate the coverage without a lapse, but that means paying to get your account current. If it's past 30 days or you cannot bring your account up-to-date within that month, your delinquency...

Car insurance policies in Kentucky are often more expensive than in other states in the U.S. If you've lived in Kentucky for a while now, this may be no surprise. However, if you've made a move recently, the difference may come as a shock. This is because Kentucky has higher than average traffic fatalities, making...

If you're looking for more comfort and equipment in your vehicle, luxury is the way to go. It's jam-packed with more fun features to make your travels easier, but that also means it will cost more to insure. Fortunately, there are ways to save on costs while protecting your new big investment.  The key is...

In car insurance, quantity discounts are very real. In fact, if you own more than one vehicle at the same address, you can save on your premiums by including them on the same insurance policy. This multi-car insurance is typically worth it for the discounted premium rates alone. But it also comes with some other...

Obviously, getting a DUI is less than ideal and best avoided. However, everyone makes mistakes. What matters most is how you move forward. After a DUI, it's harder to find car insurance and, on average, rates increase by 96% costing an extra $127 every month! Drivers with a DUI on their record are considered high-risk...

Buying an electric car can be a pricy endeavor even before you consider the cost of insurance. However, there are some models you can insure for a significantly reduced rate than competitors, regardless of company or residency. If you're on the hunt for a quality electric car that's budget-friendly to insure, check our list of...

If you’ve been thinking about purchasing new car insurance, you may have heard about Progressive’s Name Your Price Tool during TV commercials. But, what is it exactly? Can it truly save you money on car insurance? Below, we discuss what the Name Your Price Tool is, and how you can use it to your benefit...

One of the most common reasons for expensive car insurance is due to having several accidents on your driving record—but, that’s not always the case. Even if you have an accident-free driving record, there are still other reasons as to why you can’t seem to find a lower car insurance rate. It could be the...

It feels like we spend too darn much on our car insurance bill. But the insurance business is a tricky one. Many insurance companies don't even turn an underwriting profit, and only manage to turn a profit by investing the float. In the insurance business, the best companies are the ones that can price and...