Car Insurance

Obviously, getting a DUI is less than ideal and best avoided. However, everyone makes mistakes. What matters most is how you move forward. After a DUI, it’s harder to find car insurance and, on average, rates increase by 96% costing an extra $127 every month! Drivers with a DUI on their record are considered high-risk...

Buying an electric car can be a pricy endeavor even before you consider the cost of insurance. However, there are some models you can insure for a significantly reduced rate than competitors, regardless of company or residency. If you’re on the hunt for a quality electric car that’s budget-friendly to insure, check our list of...

If you’ve been thinking about purchasing new car insurance, you may have heard about Progressive’s Name Your Price Tool during TV commercials. But, what is it exactly? Can it truly save you money on car insurance? Below, we discuss what the Name Your Price Tool is, and how you can use it to your benefit...

One of the most common reasons for expensive car insurance is due to having several accidents on your driving record—but, that’s not always the case. Even if you have an accident-free driving record, there are still other reasons as to why you can’t seem to find a lower car insurance rate. It could be the...

It feels like we spend too darn much on our car insurance bill. But the insurance business is a tricky one. Many insurance companies don’t even turn an underwriting profit, and only manage to turn a profit by investing the float. In the insurance business, the best companies are the ones that can price and...

You can make your trips to the DMV less stressful by preparing beforehand—which includes understanding the state-required insurance limits. You may face difficulty in determining how you can meet or exceed the auto insurance requirements in Kentucky. Below, your can learn about the Kentucky DMV insurance requirements, as well as the rules mandating minimum car...

The state of Oklahoma requires all drivers to have minimum liability car insurance, but you don’t need to spend a fortune. All across Oklahoma, there are insurance providers that offer discounts that can help you save money and protect yourself, your passengers, and your vehicle. Check out this review on affordable minimum liability car insurance...

If you’re pulled over by the cops for a traffic violation and fail to provide proof of insurance, you can receive a pricey ticket—especially if it’s not your first offense. The fine for not showing proof of insurance varies state by state and can range anywhere from $35 to $5,000. If you have car insurance...

Many sources will tell you that you cannot negotiate for a discount on your auto insurance rates. Your insurance company wants you to think that you cannot negotiate for a discount on your auto insurance rates. But that is not true. You can — you just need to know-how. While the party line from insurance...

Working in law enforcement is a challenging task that comes with a high degree of responsibility and stress. To show their appreciation for the hard work of police officers, many top insurance providers offer car insurance discounts for law enforcement. Simply being a member of a law enforcement agency will often provide you with a...

Bipolar disorder is a mental health condition known for causing periods of extreme happiness, followed by periods of extreme sadness. While the severity of the condition varies, bipolar disorder can also be characterized as a disability in all cases, which can affect car insurance premiums. Typically, insurance companies do not offer discounts for a diagnosis...

For any number of reasons, a person may own a car without having a license. While this is perfectly fine, it leads to questions about insurance. Car insurance is often expensive, but it is a necessity for any car owner. This post is for those who would like to insurance a car that don’t yet...

Whenever I get asked this question, I always think of the movie Meet The Parents. Remember the scene? Pam wants to get rental car insurance and Greg, eager to impress her, says: “No honey! It’s a scam”. Minutes later they arrive at Pam’s parents, and Greg smashes the car’s windshield after throwing a brick at...

Over 170, 000 consumers have purchased a used vehicle through Carvana—Are you next? If so, before you make your purchase, you need to consider the car insurance requirements that you must meet. How do you provide your insurance information? Is gap coverage required? In this article, we answer the most important questions.  Below, you can...

One of America’s founding father Ben Franklin was noted for saying, “Nothing is certain except death and taxes.” But, that’s only because he didn’t live long enough to pay car insurance premiums. In modern times, it’s more accurate to claim that nothing is certain except death, taxes, and car insurance. In most states, you are...

One of the best offers car insurance companies can offer to new customers is bundling insurance plans to reduce the overall price the customer would be paying. However, certain circumstances can allow you to get discounted rates, such as being married.  Married couples can expect to pay anywhere from four to ten percent less for...

Owning a home offers several unique advantages in terms of car insurance. Homeowners can take advantage of several unique discounts, lower fees, and insurance premiums. These discounts can often stack with one another, allowing you to have premiums that come at an incredibly low price. There are several ways that owning a home can aid...