One of America’s founding father Ben Franklin was noted for saying, “Nothing is certain except death and taxes.” But, that’s only because he didn’t live long enough to pay car insurance premiums. In modern times, it’s more accurate to claim that nothing is certain except death, taxes, and car insurance.

In most states, you are required to obtain auto insurance. Currently, only two states don’t require car insurance: Virginia and New Hampshire. If you think the legal requirement to obtain car insurance results in a plethora of providers, you’d be correct. Add to that the variances in state regulations, and you instantly see the need for reliable price quotes. It is for this very reason that car insurance comparison sites have grown in popularity. However, this naturally inspires another question: “What are the best car insurance comparison sites for 2021?”

To give you a reliable answer, we identified the 10 best car insurance comparison sites. When looking for a car insurance provider, it’s important to use comparison sites to compare a couple of your top choices and ultimately determine which provider will give you the best deal for the most reasonable amount of money. Any one of the websites we featured in this list will help you accomplish this important step. To get started, take a look at our top car insurance price comparison site pick, The Zebra, as well as our two featured picks, BestInsurer and Insurify. Below you’ll find a review of all of these comparison sites, where you can get the details on what makes each of these comparison sites great, what they offer, and how you can get started.

The Zebra

The Zebra

The Zebra is our top pick for the best insurance comparison site because it is user friendly, convenient, and fast. Better than a safari, but with a conceivably more successful outcome, The Zebra starts with a simple interface similar to that of BestInsurer. First, you’re asked for your zip code. Once that’s entered, you have several more pages to complete. The next page asks if you have current auto insurance, whether you’re a homeowner, and why you need a quote. 

Once answered, there are several more pages you must complete before you get your recommended list. However, the process shouldn’t take very long. The Zebra promises a fast and easy experience. In addition to insurance comparison, The Zebra also offers a selection of tools and resources where site visitors can find a car insurance calculator and research reports about the latest insurance news. You can also use The Zebra to compare other insurance rates, such as life insurance, homeowners insurance, renters insurance, and more.

If you’re concerned about privacy, The Zebra is less intrusive than other comparison sites. However, it does ask for your credit score and highest level of education in order to provide you with the most accurate results possible. To compare insurance rates, you can rely on The Zebra to give you a user-friendly and helpful experience—that’s why it’s out top pick for the top best car insurance comparison site.

BestInsurer

BestInsurer

A newcomer to the space, BestInsurer gives the rest of the competition a run for the money. Sometimes the simplest solution is the most important one. When you arrive at the site, all you have to do is enter your zip code and click the “Compare Quotes” button underneath to get instant recommendations of the top auto insurance companies, brokers, and aggregators serving your area.

On the website, you can easily scroll through and examine the various options. Instead of bombarding you with all the possible add-ons you can include in your auto insurance policy, BestInsurer offers a concise summary of the benefits you can get from each listed insurer. With one more click of a button, you can obtain an accurate quote from any of the recommended auto insurers on your results list, which could include Progressive, AllState, and Liberty Mutual—just to name a few.

You will fully appreciate the simplicity and power of the transparent approach taken by BestInsurer, which is why it is a featured option on our list of qualified and reliable car insurance comparison sites. As a plus, you can also obtain your homeowner and life insurance policies through BestInsurer and enjoy even more premium savings. BestInsurer is truly one of the best comparison sites to start your research and find the best insurance provider for you.  

Insurify

Insurify

Our second featured pick, Insurify, is another top price comparison site that begins by asking for your zip code before taking you through a similar questionnaire, which asks about your car ownership and driving history. At Insurify, after providing your zip code, you continue by listing your cars. You also need to specify whether they are financed and identify their main uses (school, work, or pleasure). Next, you’ll need to provide details about each driver who’ll use the insured vehicle(s).

You’ll also find other types of insurance coverage to compare at Insurify, including homeowners, renters, and even life insurance. This site has proven to be a reliable option for many insurance shoppers. However, you’ll have to provide an email address to get a quote. A plus for this site is that it shows the discounts you can get, such as homeownership, new car, senior driver, safe driver, and currently insured discounts.

NerdWallet

NerdWallet

Having built a reputation as a provider of great money management tips, it should come as no surprise that NerdWallet offers its own car insurance comparison service. If you’re looking for a deep dive into things such as the average car premium by state, the additional premiums drivers with DUIs must pay, or insurance costs for those who’ve been in previous car accidents, NerdWallet offers lots of tables with such information. 

Although a great resource, the site offers an excessive amount of information. This can be intimidating, especially if you’re just looking for a no-frills car insurance quote. As with most other car insurance comparison sites, you have to answer questions before NerdWallet can provide you with relevant recommendations. 

The top benefit of using NerdWallet is that the process of getting initial recommendations takes just a few minutes. However, in order to get accurate quotes, you’ll have to click on the recommended provider and provide more detailed information. While we appreciate the thoroughness of the approach, we feel that the process may be off-putting to customers who are conscience of protecting their personal data.

If you’d like to get a deeper dive on interesting facts about NerdWallet and its competitors, check out our other article on the top 10 alternatives to NerdWallet.

Compare

Compare

At Compare.com, the focus is primarily on car insurance. You will find rate comparisons involving the most popular insurers. However, you’ll also find plenty of other resources here. For example, the site offers articles on saving money on most major household expenses, such as cars, homes, health insurance coverage, and even TV, internet, and mobile plans. As with most car insurance comparison sites, you’ll need to answer a series of questions about yourself and your car, starting, as usual, with your zip code. As in most cases, you’ll be required to provide your email address to view your results. 

Quote Wizard

Quote Wizard

Operating as a branch of Lending Tree, Quote Wizard is one of the best insurance comparison sites because it is dedicated to helping you compare various kinds of insurance, including car, home, renters, health, and life insurance. 

You will appreciate the broad range of insurance services the site offers, however. We also like that the platform tries to keep intrusive questions to a minimum. Plus, the questionnaire process isn’t tedious. You can generally select answers from lists (such as the year or make of the car). There are also yes/no type questions like marital status and whether you’d like renters insurance policy quotes.

Another plus is that there aren’t too many required questions. You’ll know you’ve reached the end of the questionnaire when the phrase “Last Step” pops up. Before the process is complete, however, you must enter your full name and email address. The point of contention for many is that an email address is required, which can potentially trigger a flood of unwanted marketing offers. 

Insurance.com

Insurance.com

We feel compelled to give Insurance.com a nod for a good attempt at data collection because its initial page attempts to cover the essentials: zip code, age, and current insurance provider. You will also see a simple checkbox that identifies whether you’re married, a homeowner, and the owner of multiple vehicles. 

Unfortunately, once you answer those questions, there are more to come. This can come as an unpleasant surprise, especially when the initial page implies that those questions will be sufficient to deliver general recommendations. This top car insurance comparison site may have a simple name, but when it comes down to the details, it doesn’t especially stand out from the crowd—beyond its easy-to-remember URL.

Value Penguin

Value Penguin

Operating as yet another branch of Lending Tree, Value Penguin helps its users by focusing on different types of insurance (auto, home, and health) and credit cards. In each category, it offers both information and comparison options. Unlike many of the competitors listed here, Value Penguin covers multiple services. So, you need to click over to the auto insurance section before beginning your quote application. 

Not surprisingly, once you start the process, it’s eerily similar to the one used by Quote Wizard, another subsidiary of Lending Tree. As we explored this site, we really couldn’t identify many differences between Value Penguin and Quote Wizard. They both appear to be portals with differing page design but identical page functions.  Ultimately, you’ll have to provide contact information before you can obtain an actual quote, just like at Quote Wizard and Lending Tree.

Gabi

Gabi

With Gabi, you can compare auto, homeowners, renters, and umbrella insurance policy terms and rates. You need to reveal quite a bit of information about yourself, including your street address and your current car insurance policy. 

With Gabi, if you don’t mind opening up about your car insurance policy, you can upload a PDF of your auto insurance coverage and avoid having to type in all the details. Ultimately, to get a quote from Gabi, you’ll need to provide your email address. Thus, the prospect of being bombarded by spam and advertising emails may be all-too-real.

Dough Roller

Dough Roller

The last top best car insurance comparison site is Dough Roller, which offers general money management tips, tutorials, and recommendations. Dough Roller’s section on comparing auto policies provides lots of detail about auto insurance, as it pertains to different states, along with a list of the top auto insurance companies in America. 

Buried in the middle of the information avalanche, you can find a simple form to complete which asks four questions (zip code, age, home-ownership status, and whether you’re currently insured) and then produces a concise list of potential insurers.

The problem with this is that you can change one or more of those four questions but see many of the same insurers in your results. One gets the idea that answers to queries are pre-programmed. So, you’ll get slight variances (depending upon your age and marital or homeownership status), but that’s all.

Conclusion

As you can see, there are many avenues to follow in your search for lower car insurance premiums—and the easiest way to research various insurance providers at once is by using one of these 10 best insurance comparison sites. Some of these sites do a better job than others at giving you true price comparison capabilities, but insurance comparison has been an area of little to no innovation in the past few years. That is until Google probably decides to get into the game again and give everyone in the space a scare. This collection of sites all offer their unique approach to answering the question we all want answered when it comes to buying auto insurance: What’s the cheapest and best car insurance policy I can get that suits my needs?