Car Insurance

Many sources will tell you that you cannot negotiate for a discount on your auto insurance rates. Your insurance company wants you to think that you cannot negotiate for a discount on your auto insurance rates. But that is not true. You can — you just need to know-how. While the party line from insurance...

Working in law enforcement is a challenging task that comes with a high degree of responsibility and stress. To show their appreciation for the hard work of police officers, many top insurance providers offer car insurance discounts for law enforcement. Simply being a member of a law enforcement agency will often provide you with a...

Bipolar disorder is a mental health condition known for causing periods of extreme happiness, followed by periods of extreme sadness. While the severity of the condition varies, bipolar disorder can also be characterized as a disability in all cases, which can affect car insurance premiums. Typically, insurance companies do not offer discounts for a diagnosis...

For any number of reasons, a person may own a car without having a license. While this is perfectly fine, it leads to questions about insurance. Car insurance is often expensive, but it is a necessity for any car owner. This post is for those who would like to insurance a car that don't yet...

Whenever I get asked this question, I always think of the movie Meet The Parents. Remember the scene? Pam wants to get rental car insurance and Greg, eager to impress her, says: “No honey! It’s a scam”. Minutes later they arrive at Pam’s parents, and Greg smashes the car’s windshield after throwing a brick at...

Over 170, 000 consumers have purchased a used vehicle through Carvana—Are you next? If so, before you make your purchase, you need to consider the car insurance requirements that you must meet. How do you provide your insurance information? Is gap coverage required? In this article, we answer the most important questions.  Below, you can...

One of America's founding father Ben Franklin was noted for saying, "Nothing is certain except death and taxes.” But, that's only because he didn't live long enough to pay car insurance premiums. In modern times, it's more accurate to claim that nothing is certain except death, taxes, and car insurance. In most states, you are...

One of the best offers car insurance companies can offer to new customers is bundling insurance plans to reduce the overall price the customer would be paying. However, certain circumstances can allow you to get discounted rates, such as being married.  Married couples can expect to pay anywhere from four to ten percent less for...

Owning a home offers several unique advantages in terms of car insurance. Homeowners can take advantage of several unique discounts, lower fees, and insurance premiums. These discounts can often stack with one another, allowing you to have premiums that come at an incredibly low price. There are several ways that owning a home can aid...

There are plenty of car insurance companies to choose from, but how many of them cater to the financial needs of seniors? When it comes to security, seniors need car insurance that saves them money and protects them from financial ruin. It can be difficult to choose one insurance provider that guarantees that you and...

Finding car insurance that is both affordable and dependable can be challenging. In the state of Ohio, it is mandatory to insure your car before you drive. The Ohio Bureau of Motor Vehicles states that the minimum car insurance requirements are $25,000 for property damage; $25,000 for bodily injury liability of one person; and $50,000...

Like most states, Kentucky requires drivers to have auto insurance. Not only will you have to provide proof of insurance if the police pull you over, but you'll also need it when you register your vehicle. If you fail to provide proof of insurance coverage, the punishments can be severe. They might include a canceled...

Seat belts are a critical safety feature in cars. They save lives and reduce injury in the event of car crashes. However, most drivers and passengers take them for granted. We want every person to be aware of when they need to replace their seat belts. The first seat belts were invented in the 1880s....

The cost of owning an automobile extends beyond maintenance and fueling costs. One of the biggest expenses motorists must plan for is auto insurance, the cost of which can vary greatly depending on geography and driver history. But no matter where drivers live or what their histories are, there are some simple ways for drivers...

FRANKFORT, Ky. — Concerned that the minimum auto insurance allowed under Kentucky law doesn’t provide motorists with enough coverage for property damage, a panel of state lawmakers met Tuesday to discuss whether legislative action was needed. “The current limit seems to be sufficient to cover the vast majority of claims,” Carl Breeding, representing the Property Casualty...