Credit Cards

By the fourth quarter of 2020, credit card debt reached $820 billion. Though the total amount of debt fell from the previous seven years, it has increasingly become more challenging for consumers to pay more than the minimum monthly payment. For example, it would take a household more than 25 years to pay off credit card debt by...

In the wild world of credit cards, it can sometimes be hard to separate fact from fiction. Whether you regularly pay off your credit cards at the end of each month or recently paid off your final installment on a large purchase, you may be left with several questions. Some of the most common questions...

These days, credit cards come with a wide variety of perks and benefits. If you’re a frequent traveler, then it’s worth looking into some of the top credit cards that pay for Global Entry. Read on to discover the top credit cards with TSA Precheck or Global Entry benefits. We’ll break down the difference between the two programs,...

Sometimes, credit cards can be a lifesaver when it comes to handling major expenses that your bank account can’t cover at the moment. But what do you do if you find yourself in such a situation without a credit card ready to go? While you can always apply for a new credit card online at...

Granting someone your credit card account is a big decision that shouldn’t be taken lightly. But there are certain situations in which it can be beneficial for both you and the authorized user. Join us for a crash course in everything you need to know if you’re considering granting your child, spouse, or close friend...

These days there are plenty of easy approval business credit cards to choose from for business owners with a variety of different credit scores and backgrounds. Finding the best card for you will largely come down to the type of features you’re looking for, the size of your business, and your company’s needs. Here we’ll break down...

Chase’s Ink Business cards offer a strong range of options for businesses of all shapes and sizes. Customers can choose from business cards with a nice variety of reward programs, from category-based or flat-rate cashback offers to points systems with generous travel perks. But how do you know which card is right for your business? Join us as we...

These days, buying items on credit has become the default. The mantra of "buy now, pay later" has pervaded virtually every industry, from consumer goods to cars to homes. In the United States 84 percent of adults have at least one credit card, and the average debt for families is roughly $6,200. If you have a...

If you’re opening your own business for the first time, then you likely have plenty of questions about how to start building business credit. Whether you register your business as a corporation or LLC, you’ve taken the first step toward separating your business and personal finances. Applying for business credit cards and other sources...

If you're like most Americans, you have a credit card. In 2022, there were a whopping 1.1 billion cards in circulation, and about 83 percent of individuals have at least one card. But, while we're all used to buying now and paying later, using a credit card typically means swiping for a specific purchase, rather than getting...

If you find yourself in a bind and need cash right away, then your credit card may be able to help. Most issuers allow customers to use their cards to borrow cash up to a certain limit. Just be aware that credit card cash advances are often very pricey. They may come with additional...

Few people would argue that credit cards can be a double-edged sword. For all the convenience, welcome bonuses, and rewards that many cards offer, there’s also the danger of overspending. As many credit card customers have learned the hard way, it can be incredibly easy to fall prey to the dangers of excessive debt and...

Let’s face it, a trip to the airport isn’t always the most relaxing experience. But Citibank cards with lounge access have historically offered customers the chance to escape to plush lounges in airports around the world. Who wouldn’t want to trade in the noisy crowds and uncomfortable seating for a chance to relax in luxurious lounges designed...

The Federal Reserve Bank of New York's latest quarterly Household Debt and Credit Report offered some unflattering insights into America's love/hate relationship with credit card debt.   There’s no argument that the ability to cover expenses now and pay later can occasionally be a lifesaver. Nonetheless, the whole arrangement has an unsavory way of feeling far less convenient...

We live in the "gig" economy, meaning that most people have multiple revenue streams to make ends meet. Side gigs like driving, delivering, and performing odd jobs are plentiful, but they also require extra financial knowledge and understanding. Namely, if you're making money independently, you need to be able to cover expenses and build credit....

While rental car companies are notorious for attempting to sell clients insurance coverage, there may be a better option. There are certain credit cards that cover car rental protection. Join us as we answer common questions about how such coverage works and break down the best credit cards that cover rental car insurance. Some credit card companies...

American Express (Amex) is known for being particularly generous when it comes to things like credit card rewards programs and welcome bonuses. So generous, in fact, that some new users might have a hard time figuring out which card to choose. While Amex’s card comparison tool makes it easy to compare various card offerings, you may...