Credit Cards

How to Send a Bank Wire Transfer with Your Credit Card Using Wise
How to Send a Bank Wire Transfer with Your Credit Card Using Wise

Today, sending money is easier and faster than ever before, especially thanks to online banking platforms that facilitate wire transfers. A wire transfer is a banking transaction initiated through a bank, authorizing it to wire money from one account to another. Several methods are available to help wire money, including using a credit card to...

Feb 10, 2024
Best Prepaid Debit Cards for Kids and Teens
Best Prepaid Debit Cards for Kids and Teens

In the modern era, everyone uses credit cards to pay for things. So, it makes sense to teach your children the fundamentals of credit and how it works. This way, they're more financially prepared for the future and can make smarter decisions about how and where they spend their money. Fortunately, it's never been easier...

Jan 23, 2024
Our Pick of The Best International Prepaid Debit Cards  
Our Pick of The Best International Prepaid Debit Cards  

Planning an international trip can be very exciting, especially when deciding where to go, what to see, and how you plan to travel worldwide. Though international travel can be exciting, you must be prepared to have access to money, especially when you are in a country where you might not have easy access to pay...

Dec 07, 2023
Government Help With Credit Card Bills in Florida and Texas
Government Help With Credit Card Bills in Florida and Texas

Credit card debt often feels like it sneaks up on you, and before you know it, you find yourself struggling to make the minimum payments and get those balances down to a manageable amount. Know you are not alone. During the summer of 2023, credit card usage soared to a new milestone, with balances across...

Dec 06, 2023
Credit Card Spending Limits by Income and Top High Limit Credit Cards
Credit Card Spending Limits by Income and Top High Limit Credit Cards

Though income is an important factor, other factors, including credit history, length of credit, and debt to income (DTI), are considered when establishing a credit limit. Most credit card lenders look at your estimated DTI, giving higher limits to those with a DTI below 36 percent. A low DTI and a high income can unlock...

Nov 03, 2023
Government Help Programs for Credit Card Debt (The 2024 Guide)
Government Help Programs for Credit Card Debt (The 2024 Guide)

By the fourth quarter of 2020, credit card debt reached $820 billion. Though the total amount of debt fell from the previous seven years, it has increasingly become more challenging for consumers to pay more than the minimum monthly payment. For example, it would take a household more than 25 years to pay off credit card debt by...

Feb 11, 2024
Are Multiple Zero-Balance Credit Cards Ruining Your Finances?
Are Multiple Zero-Balance Credit Cards Ruining Your Finances?

In the wild world of credit cards, it can sometimes be hard to separate fact from fiction. Whether you regularly pay off your credit cards at the end of each month or recently paid off your final installment on a large purchase, you may be left with several questions. Some of the most common questions...

Nov 03, 2023
Top Credit Cards with Free Global Entry & TSA PreCheck [2023]
Top Credit Cards with Free Global Entry & TSA PreCheck [2023]

These days, credit cards come with a wide variety of perks and benefits. If you’re a frequent traveler, then it’s worth looking into some of the top credit cards that pay for Global Entry. Read on to discover the top credit cards with TSA Precheck or Global Entry benefits. We’ll break down the difference between the two programs,...

Sep 08, 2023
10 Credit Cards that You Can Use Right Away this 2023
10 Credit Cards that You Can Use Right Away this 2023

Sometimes, credit cards can be a lifesaver when it comes to handling major expenses that your bank account can’t cover at the moment. But what do you do if you find yourself in such a situation without a credit card ready to go? While you can always apply for a new credit card online at...

Oct 25, 2023
Boost Your Credit Score with the Best Credit Cards for Authorized Users this 2023
Boost Your Credit Score with the Best Credit Cards for Authorized Users this 2023

Granting someone your credit card account is a big decision that shouldn’t be taken lightly. But there are certain situations in which it can be beneficial for both you and the authorized user. Join us for a crash course in everything you need to know if you’re considering granting your child, spouse, or close friend...

Jun 26, 2023
The Easiest Business Credit Cards To Get [2023]
The Easiest Business Credit Cards To Get [2023]

These days there are plenty of easy approval business credit cards to choose from for business owners with a variety of different credit scores and backgrounds. Finding the best card for you will largely come down to the type of features you’re looking for, the size of your business, and your company’s needs. Here we’ll break down...

Sep 26, 2023
Requirements to Get Chase Ink Business Credit Cards [Cash, Unlimited & Preferred]
Requirements to Get Chase Ink Business Credit Cards [Cash, Unlimited & Preferred]

Chase’s Ink Business cards offer a strong range of options for businesses of all shapes and sizes. Customers can choose from business cards with a nice variety of reward programs, from category-based or flat-rate cashback offers to points systems with generous travel perks. But how do you know which card is right for your business? Join us as we...

Sep 26, 2023
Best Credit Cards for 630-670 Credit Score [from Unsecured to Business Options]
Best Credit Cards for 630-670 Credit Score [from Unsecured to Business Options]

These days, buying items on credit has become the default. The mantra of "buy now, pay later" has pervaded virtually every industry, from consumer goods to cars to homes. In the United States 84 percent of adults have at least one credit card, and the average debt for families is roughly $6,200. If you have a...

Sep 13, 2023
Can You Build Business Credit with Business Credit Cards?
Can You Build Business Credit with Business Credit Cards?

If you’re opening your own business for the first time, then you likely have plenty of questions about how to start building business credit. Whether you register your business as a corporation or LLC, you’ve taken the first step toward separating your business and personal finances. Applying for business credit cards and other sources...

Sep 26, 2023
Best Ways to Get Cash from Your Credit Card [No Cash Advance Needed]
Best Ways to Get Cash from Your Credit Card [No Cash Advance Needed]

If you're like most Americans, you have a credit card. In 2022, there were a whopping 1.1 billion cards in circulation, and about 83 percent of individuals have at least one card. But, while we're all used to buying now and paying later, using a credit card typically means swiping for a specific purchase, rather than getting...

Feb 02, 2023
Credit Cards with The Highest Cash Advance Limits this 2023
Credit Cards with The Highest Cash Advance Limits this 2023

If you find yourself in a bind and need cash right away, then your credit card may be able to help. Most issuers allow customers to use their cards to borrow cash up to a certain limit. Just be aware that credit card cash advances are often very pricey. They may come with additional...

Aug 29, 2023