Credit Cards

These days, buying items on credit has become the default. The mantra of "buy now, pay later" has pervaded virtually every industry, from consumer goods to cars to homes. In the United States 84 percent of adults have at least one credit card, and the average debt for families is roughly $6,200. If you have a...

Terms apply to American Express offers on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. If you’re opening your own business for the first time, then you likely have plenty of questions about how to start building business credit. Whether you register your business as...

If you're like most Americans, you have a credit card. In 2022, there were a whopping 1.1 billion cards in circulation, and about 83 percent of individuals have at least one card. But, while we're all used to buying now and paying later, using a credit card typically means swiping for a specific purchase, rather than getting...

If you find yourself in a bind and need cash right away, then your credit card may be able to help. Most issuers allow customers to use their cards to borrow cash up to a certain limit. Just be aware that credit card cash advances are often very pricey. They may come with additional fees...

Few people would argue that credit cards can be a double-edged sword. For all the convenience, welcome bonuses, and rewards that many cards offer, there’s also the danger of overspending. As many credit card customers have learned the hard way, it can be incredibly easy to fall prey to the dangers of excessive debt and...

Let’s face it, a trip to the airport isn’t always the most relaxing experience. But Citibank cards with lounge access have historically offered customers the chance to escape to plush lounges in airports around the world. Who wouldn’t want to trade in the noisy crowds and uncomfortable seating for a chance to relax in luxurious lounges designed...

The Federal Reserve Bank of New York's latest quarterly Household Debt and Credit Report offered some unflattering insights into America's love/hate relationship with credit card debt.   There’s no argument that the ability to cover expenses now and pay later can occasionally be a lifesaver. Nonetheless, the whole arrangement has an unsavory way of feeling far less convenient...

We live in the "gig" economy, meaning that most people have multiple revenue streams to make ends meet. Side gigs like driving, delivering, and performing odd jobs are plentiful, but they also require extra financial knowledge and understanding. Namely, if you're making money independently, you need to be able to cover expenses and build credit....

Terms apply to American Express offers on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.While rental car companies are notorious for attempting to sell clients insurance coverage, there may be a better option. There are certain credit cards that cover car rental protection. Join us...

Terms apply to American Express offers on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. American Express (Amex) is known for being particularly generous when it comes to things like credit card rewards programs and welcome bonuses. So generous, in fact, that some new users...

Terms apply to American Express offers on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Various information goes into establishing your credit score with Transunion, a credit bureau used by many credit card and loan companies to determine credit worthiness of consumers. First, a credit score summarizes your...

Terms apply to American Express offers on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Credit reports maintain a record of a person’s credit history, including identifying personal information. When applying for any credit, the credit card or loan company can check your credit with Equifax, Experian,...

Terms apply to American Express offers on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Companies will most likely conduct a credit check on consumers looking to open a credit card or receive a loan. Credit cards that pull Experian credit reports look for the information listed from your other...

According to Experian, nine percent of customers have a FICO score below 550; between 2020 and 2021, the average credit score ranged from 578 to 586. If you have a low credit score, you are not alone; however, like many others, you may find getting the credit you need challenging. Several credit card companies and personal...

Sometimes life happens, occasionally at the peril of your credit score. But rest assured that no matter how unflattering your credit history may be, there’s always a chance to turn things around. Second chance credit cards present customers with a unique opportunity to rebuild their credit history, as long as they're used responsibly. Join us for an...

Not so long ago, you could obtain a lot of store credit cards through a soft credit pull. A soft pull is a brief look at your credit that does not affect your credit score. More recently, however, you can pre-qualify for most store credit cards with a soft pull, but to actually issue the...

Cash App is a peer-to-peer or “P2P” financial app that makes it easy to instantly send money to both friends and businesses alike. Formally known as Square Cash, it was founded back in 2013 by Jack Dorsey’s Block Inc. to compete with similar services like PayPal and Venmo. Each Cash App user chooses a unique...