Credit Cards

Government Help Programs for Credit Card Debt (The 2023 Guide)
Government Help Programs for Credit Card Debt (The 2023 Guide)

By the fourth quarter of 2020, credit card debt reached $820 billion. Though the total amount of debt fell from the previous seven years, it has increasingly become more challenging for consumers to pay more than the minimum monthly payment. For example, it would take a household more than 25 years to pay off credit card debt by...

Sep 08, 2023
Are Multiple Zero-Balance Credit Cards Ruining Your Finances?
Are Multiple Zero-Balance Credit Cards Ruining Your Finances?

In the wild world of credit cards, it can sometimes be hard to separate fact from fiction. Whether you regularly pay off your credit cards at the end of each month or recently paid off your final installment on a large purchase, you may be left with several questions. Some of the most common questions...

Jul 21, 2023
Top Credit Cards with Free Global Entry & TSA PreCheck [2023]
Top Credit Cards with Free Global Entry & TSA PreCheck [2023]

These days, credit cards come with a wide variety of perks and benefits. If you’re a frequent traveler, then it’s worth looking into some of the top credit cards that pay for Global Entry. Read on to discover the top credit cards with TSA Precheck or Global Entry benefits. We’ll break down the difference between the two programs,...

Sep 08, 2023
10 Credit Cards that You Can Use Right Away this 2023
10 Credit Cards that You Can Use Right Away this 2023

Sometimes, credit cards can be a lifesaver when it comes to handling major expenses that your bank account can’t cover at the moment. But what do you do if you find yourself in such a situation without a credit card ready to go? While you can always apply for a new credit card online at...

Sep 01, 2023
Boost Your Credit Score with the Best Credit Cards for Authorized Users this 2023
Boost Your Credit Score with the Best Credit Cards for Authorized Users this 2023

Granting someone your credit card account is a big decision that shouldn’t be taken lightly. But there are certain situations in which it can be beneficial for both you and the authorized user. Join us for a crash course in everything you need to know if you’re considering granting your child, spouse, or close friend...

Jun 26, 2023
The Easiest Business Credit Cards To Get [2023]
The Easiest Business Credit Cards To Get [2023]

These days there are plenty of easy approval business credit cards to choose from for business owners with a variety of different credit scores and backgrounds. Finding the best card for you will largely come down to the type of features you’re looking for, the size of your business, and your company’s needs. Here we’ll break down...

Sep 26, 2023
Requirements to Get Chase Ink Business Credit Cards [Cash, Unlimited & Preferred]
Requirements to Get Chase Ink Business Credit Cards [Cash, Unlimited & Preferred]

Chase’s Ink Business cards offer a strong range of options for businesses of all shapes and sizes. Customers can choose from business cards with a nice variety of reward programs, from category-based or flat-rate cashback offers to points systems with generous travel perks. But how do you know which card is right for your business? Join us as we...

Sep 26, 2023
Best Credit Cards for 630-670 Credit Score [from Unsecured to Business Options]
Best Credit Cards for 630-670 Credit Score [from Unsecured to Business Options]

These days, buying items on credit has become the default. The mantra of "buy now, pay later" has pervaded virtually every industry, from consumer goods to cars to homes. In the United States 84 percent of adults have at least one credit card, and the average debt for families is roughly $6,200. If you have a...

Sep 13, 2023
Can You Build Business Credit with Business Credit Cards?
Can You Build Business Credit with Business Credit Cards?

If you’re opening your own business for the first time, then you likely have plenty of questions about how to start building business credit. Whether you register your business as a corporation or LLC, you’ve taken the first step toward separating your business and personal finances. Applying for business credit cards and other sources...

Sep 26, 2023
Best Ways to Get Cash from Your Credit Card [No Cash Advance Needed]
Best Ways to Get Cash from Your Credit Card [No Cash Advance Needed]

If you're like most Americans, you have a credit card. In 2022, there were a whopping 1.1 billion cards in circulation, and about 83 percent of individuals have at least one card. But, while we're all used to buying now and paying later, using a credit card typically means swiping for a specific purchase, rather than getting...

Feb 02, 2023
Credit Cards with The Highest Cash Advance Limits this 2023
Credit Cards with The Highest Cash Advance Limits this 2023

If you find yourself in a bind and need cash right away, then your credit card may be able to help. Most issuers allow customers to use their cards to borrow cash up to a certain limit. Just be aware that credit card cash advances are often very pricey. They may come with additional...

Aug 29, 2023
Citibank Credit Cards with Airport Lounge Access
Citibank Credit Cards with Airport Lounge Access

Let’s face it, a trip to the airport isn’t always the most relaxing experience. But Citibank cards with lounge access have historically offered customers the chance to escape to plush lounges in airports around the world. Who wouldn’t want to trade in the noisy crowds and uncomfortable seating for a chance to relax in luxurious lounges designed...

Jun 16, 2023
Credit Card Debt in The United States. Historic Metrics, Delinquency Rates, and More [2022 Figures]
Credit Card Debt in The United States. Historic Metrics, Delinquency Rates, and More [2022 Figures]

The Federal Reserve Bank of New York's latest quarterly Household Debt and Credit Report offered some unflattering insights into America's love/hate relationship with credit card debt.   There’s no argument that the ability to cover expenses now and pay later can occasionally be a lifesaver. Nonetheless, the whole arrangement has an unsavory way of feeling far less convenient...

Jan 27, 2023
Yes, You Can Get A Business Credit Card Without a Business: Here's How
Yes, You Can Get A Business Credit Card Without a Business: Here's How

We live in the "gig" economy, meaning that most people have multiple revenue streams to make ends meet. Side gigs like driving, delivering, and performing odd jobs are plentiful, but they also require extra financial knowledge and understanding. Namely, if you're making money independently, you need to be able to cover expenses and build credit....

Sep 26, 2023
Best Credit Cards With Rental Car Insurance 2023 [And How To Use them Right]
Best Credit Cards With Rental Car Insurance 2023 [And How To Use them Right]

While rental car companies are notorious for attempting to sell clients insurance coverage, there may be a better option. There are certain credit cards that cover car rental protection. Join us as we answer common questions about how such coverage works and break down the best credit cards that cover rental car insurance. Some credit card companies...

Sep 26, 2023
How Many AmEx Cards Can You Have?[Check These Rules First]
How Many AmEx Cards Can You Have?[Check These Rules First]

American Express (Amex) is known for being particularly generous when it comes to things like credit card rewards programs and welcome bonuses. So generous, in fact, that some new users might have a hard time figuring out which card to choose. While Amex’s card comparison tool makes it easy to compare various card offerings, you may...

Aug 29, 2023