Credit Cards

Not so long ago, you could obtain a lot of store credit cards through a soft credit pull. A soft pull is a brief look at your credit that does not affect your credit score. More recently, however, you can pre-qualify for most store credit cards with a soft pull, but to actually issue the...

Cash App is a peer-to-peer or “P2P” financial app that makes it easy to instantly send money to both friends and businesses alike. Formally known as Square Cash, it was founded back in 2013 by Jack Dorsey’s Block Inc. to compete with similar services like PayPal and Venmo. Each Cash App user chooses a unique...

Sometimes you have or receive a prepaid card, and you'd really like to have the money as cash in hand or in your account rather than on the card. You may not use the retailer where the gift card is from, or you may simply need the cash. In either case, there are some cards...

With gas prices running high across the nation, many people are worried about the cost of gas at the pump, wondering “How can I get a discount on gasoline?” Unfortunately, those prices look set to stay high for a while, but that doesn't mean that you can't decrease your overall gas spending. One key...

America is indeed the land of opportunity, and thousands of immigrants come to the US every year to fulfill their version of the American dream. Many of these individuals left successful careers in their home countries or are students. Still, they all find that without a social security number (SSN), applying for a new...

Credit cards can become one of your greatest assets if you are looking forward to purchasing a new item or consolidating an old loan. However, these financial cards are well known for having some of the highest interest rates compared to other financial products. It is worth noting that some of the best credit cards...

Nowadays, it's too convenient to have a credit card or two on hand when you're out to make a purchase or want something online. They've become especially appealing to shoppers who are careful only to spend what they can afford, make a lot of purchases, and are interested in getting some of that money back...

Are you one of the 191 million Americans with credit card debt? If so, debt consolidation might be the right choice for you. A debt consolidation loan is a personal loan used to pay off high-interest debt. It's a simplified way to combine multiple credit card balances into one single payment. Here's what you should...

If you are looking for a similar yet effective alternative to a debit card, a prepaid card may be your solution. Prepaid cards allow you to load money onto them to make any purchases at any location. Essentially, they function similarly to debit cards, without having any connection to a bank account. This makes prepaid...

If you have a credit score between 400 and 550, don't rule yourself out of being able to own a good credit card. Instead, consider applying for an unsecured credit card that will help you build a better credit history. In this article, we highlight the top ten unsecured credit cards for credit scores in...

Buying furniture and decorating your living space can be one of the most expensive parts of having your own place. Whether you are a homeowner or rent an apartment, the costs of furniture can easily add up. Before you realize it, all the items that you’ve added to your checklist have totaled up to $3,000...

Jewelry can be one of the most special purchases of your life. Whether you’re purchasing an engagement ring or looking for a necklace with your birthstone, you’re purchasing an item that will have a special meaning to you and your loved ones. Something that you buy today can be passed down through each generation of...