IncFile Review [2024]: Is it Worth it?

Are you thinking about starting your own business? Whether you’re a freelancer looking to start your own LLC or a business owner who wants to incorporate, IncFile makes the process incredibly easy.

But is IncFile the best service for you? Join us for a thorough breakdown of what the company has to offer, how much it costs, and a list of pros and cons.

Can IncFile Be Trusted?

When it comes to something as important as your business, it's only natural to want to make sure you’re in good hands. Rest assured that IncFile is a legitimate company that has been around since 2004.

With headquarters in Houston, TX, IncFile has helped over 800,000 businesses and counting. The company also ranks on the Inc. 5000, a list of the top fastest-growing private companies in the United States.

But is IncFile worth it? We'll provide you with all the information you need to decide for yourself.

What Does IncFile Do For You?

Let’s start with the basics – what exactly does IncFile do? The company is all about making the process of forming and running a business as quick and effortless as possible.

IncFile can help you set up a number of different types of entities, including:

• LLCs
• C-Corporations
• S-Corporations
• Non-profits

One of IncFile’s biggest perks is that they’ll help you file any of the entities above for free. You only have to pay the state fee, which you’d have to pay anyway if you went the DIY route.

State fees can vary widely based on the state you live in. For instance, it’s only $5 to file an LLC in California, but it will cost you $205 in New York.

IncFile Pricing

Does IncFile charge annually? If you choose the most basic package, is IncFile really free? Let’s take a closer look to answer these questions and more.

Incfile offers three different packages, no matter what type of business you decide to form. Each is available for a one-time, transparent fee, so there’s no need to worry about monthly or hidden fees.

Here’s a breakdown of the pricing for each tier:

• Silver Plan: $0 + State Fee
• Gold Plan: $199 + State Fee
• Platinum Plan: $299 + State Fee

What Do IncFile’s Plans Include?

The best package for you will largely depend on how many tools and resources you’re interested in purchasing. Let's take a look at what's included in each package.

Silver Package

If you’re just looking for a quick and easy way to file your business, then IncFile offers unbeatable pricing. You can use the service completely free and will only pay the state taxes required by law.

The Silver Plan also includes the following perks:

• Everything you need to prepare and file your Articles of Organization
• Access to unlimited business name searches
• Unlimited phone and email support
• Option to have IncFile serve as your registered agent for 1 full year

You also have the option to serve as your own registered agent if you prefer. If you do choose to take advantage of IncFile’s free registered agent service, just be aware that after the 1-year free trial, you’ll have to pay $119/year to continue using it.

But does IncFile give you an EIN or offer services like tax consultation? They do, but to enjoy these services, you’ll need to go with either the Gold or Platinum package.

Gold vs Platinum Packages

If you’re looking for more tools to help get your business up and running, then the Gold or Premium packages may be for you. But what does each have to offer? Here’s a handy breakdown.

Gold ($199 + State Fees)	Premium ($299 + State Fees)
• Everything in the Silver Package • EIN Business Tax Number • IRS Form 2553 • Operating Agreement (LLC) or Corporation Bylaws • Banking Resolution • Lifetime Company Alerts • Online Access Dashboard • Unlimited Phone & Email Support • Business Banking Account • Business Tax Consultation	• Everything in the Gold Package • Business Contract Templates • Free Next-Day Filing. Domain Name + Business Email

Is IncFile Worth It?

When it comes to the Silver plan, you simply won't find a better deal. While you could file on your own, why not take advantage of the free resources IncFile has to offer?

If you’re looking to take the hassle out of setting up your new business, then the Gold plan is also a solid deal. The only plan you may want to consider more carefully is the Platinum package.

Granted, if expedited filing is your main concern, then it may be worth it. IncFile has a list of state filing times, complete with the state-by-state prices for expedited filing.

If your state is on the pricier side, then it may be worth it to go with the Platinum package and enjoy its added perks. But when it comes to things like a domain name, business email, and contract templates, you can almost certainly find a better deal elsewhere.

What Bank Does IncFile Use?

IncFile partners with Bank of America to help business owners get their business bank accounts up and running. If you’re already a Bank of America customer, you can also enjoy special perks and discounts on IncFile.

IncFile offers exclusive packages for Bank of America clients, which feature discounts and exclusive offerings on their Silver and Gold packages.

What Additional Services and Add-ons Does IncFile Offer?

In addition to the packages mentioned above, IncFile offers a variety of other services. Some are ala carte versions of the options you’ll find in the packages, while others are stand-alone options.

The nice thing about the IncFile website is that it’s transparent about the fact that a lot of these services are things you could do on your own. It even offers breakdowns of how to go about accomplishing each.

But if you’re looking to avoid the hassle, IncFile can handle them for you instead. Some are recurring services, such as registered agent services, while others, such as help with obtaining an EIN are available for a one-time fee.

Here’s a breakdown of the add-on and additional services Incfile offers:

• Article of Amendment Filing • Business Name Changes • Registered Agent Services • Virtual Address Service • Obtaining an EIN • Get a Certificate of Good Standing • File for DBA (Doing Business As) • File for Foreign Qualification • Change Your Registered Agent

• Get a Business Permit or License • Submit Annual Reports • Free Tax Consultations • S Corp Election Filing • Register a Trademark • Corporate/LLC Kits • Company Dissolution • Company Reinstatement

Is IncFile Easy to Use?

One of IncFile’s biggest strengths is that it makes the process of starting your own business incredibly easy. With a user-friendly, easy-to-navigate dashboard, IncFile is a solid choice if you’re looking to simplify the essential aspects of business creation.

IncFile is also a great way to stay on top of things like compliance. Whether you need help keeping up with filing deadlines or would like IncFile to handle the entire process for you, the company provides plenty of options.

It’s also worth noting that IncFile offers a generous selection of free resources that you can use whether you’re a client or not. IncFile's Resource Center can help you:

• Understand the differences between various types of corporations and entities
• Generate a business name
• Access free business tools and resources
• Find ideas to help your business grow
• And much more

Customer Reviews

Overall, IncFile has received overwhelmingly positive reviews on Trustpilot with a 4.7/5 star rating. The company also achieved a solid 4.76/5 star BBB customer satisfaction rating.

But there are always those few less-than-flattering reviews to consider. It’s refreshing to note, however, that IncFile appears to have addressed many of the negative reviews that it received in the past.

One of the most frequent complaints was that customer service could be a bit hard to contact. Unfortunately, this is going to be true to some extent for any popular business.

But IncFile has recently added a convenient chat option to their website. You can also give them a call at 1 (888) 462-3453 Monday- Friday from 9 am to 6 pm CST.

There’s also a thorough help page that can help answer common questions. If you still need help, you’ll also find an option to submit an online help request form at the bottom of the page.

IncFile Pros and Cons

Still on the fence about whether IncFile is right for you? Let's go over the pros and cons of using IncFile to help get your business up and running.

Overall, IncFile is a leading provider of everything you need to create and start your own business. With competitive prices and plenty of great resources, Incfile is a great resource for anyone looking to set up an LLC, non-profit, or corporate entity.

While many of their services involve completing tasks you could do yourself, a couple of hundred bucks is definitely not a bad price for the time and hassle IncFile can help you save you.

The responses below are not provided, commissioned, reviewed, approved, or otherwise endorsed by any financial entity or advertiser. It is not the advertiser’s responsibility to ensure all posts and/or questions are answered.