Insurance

When you are 22 years old, you've probably hit some major milestones. You can legally drink in all states, may have decided on a career path, and are ready to venture out into the world on your terms.  Should you be focused on something like getting life insurance when you have so many other things...

At 21, it's easy to assume you don't need life insurance because you're still in those blissful years of young adulthood — going to college, traveling the world, meeting new friends, finding love, etc. The truth is, however, that buying life insurance now will save you a substantial amount of money in the long run....

When you’re 20 years old, life insurance is probably near the bottom of your financial considerations. From educational costs to finding your own place or buying your own car, there are plenty of other, more immediate financial and life planning decisions you're making. At the same time, that doesn't mean you shouldn't consider planning. As...

Obviously, getting a DUI is less than ideal and best avoided. However, everyone makes mistakes. What matters most is how you move forward. After a DUI, it's harder to find car insurance and, on average, rates increase by 96% costing an extra $127 every month! Drivers with a DUI on their record are considered high-risk...

Choosing a life insurance policy can be difficult and confusing, especially when you’re in your early 30s. Which company should you go with? What type of policy is best? How do you know you’ve made the right choice and that your loved one or family is set if something were to ever happen to you?...

If your goal is to find cheap renters' insurance in Ohio, you might be surprised by the vast amount of options available. However, cheap doesn't always mean good, and when you're insuring your personal belongings, you only want the best.  The best, cheapest renter's insurance agencies in Ohio are Lemonade, Erie Insurance, and USAA, for...

Buying an electric car can be a pricy endeavor even before you consider the cost of insurance. However, there are some models you can insure for a significantly reduced rate than competitors, regardless of company or residency. If you're on the hunt for a quality electric car that's budget-friendly to insure, check our list of...

Sometimes life comes at you fast with the unexpected. Accidents, illnesses, or unexpected events happen to the healthiest and youngest of us and can change our plans of living a long life with those we love. The best thing we can do to ensure our families are taken care of is to leave them with...

Depending on your time in life, your career, and your family situation, you may feel the need to purchase life insurance. But before you sign up for a life insurance policy, you want to get all the facts. Is life insurance really worth the money, or is it a waste of resources that would be...

If you're looking to purchase life insurance, you've probably noticed that rates are more expensive overall for men than they are for women. But why exactly is this? Men are generally more high-risk policyholders than women, so this increased risk is compensated for with higher monthly premiums. Determining factors include: Keep reading to learn more...

Right behind Louisiana, Texas is the state with the second-most expensive homeowners insurance in the country—but why is the cost so high? The price of homeowners insurance depends on numerous factors, including your location and the age of your home. However, there are other factors that have caused a recent spike in insurance prices in...

There is usually one important factor that affects your ability to get approved for a life insurance policy: your medical history. During the COVID-19 pandemic, many people have grown concerned about whether a COVID-19 diagnosis can have an impact on their life insurance.The COVID-19 pandemic has forced life insurance providers to consider medical history in...

If you’re renting a property in Arizona, such as a house or an apartment, you should strongly consider purchasing a renters insurance policy. Renters insurance protects your belongings inside and outside of your home during an emergency. For example, if there is a kitchen fire in your property, your renters insurance coverage can reimburse you...

No state in the United States requires by law that renters have a renters insurance policy—Still, the decision to purchase renters insurance is one that you won’t regret. In some cases, getting renters insurance is a personal decision. In other cases, landlords will state in your lease that it is mandatory to have a policy....

Purchasing renters insurance is one of the smartest financial decisions that you can make as a renter. At the young and booming insurance company Lemonade, you can find good renters insurance that will protect you financially in the event of an emergency in your rental space. In fact, Lemonade provides some of the most reliable...

If you’ve been thinking about purchasing new car insurance, you may have heard about Progressive’s Name Your Price Tool during TV commercials. But, what is it exactly? Can it truly save you money on car insurance? Below, we discuss what the Name Your Price Tool is, and how you can use it to your benefit...

One of the most common reasons for expensive car insurance is due to having several accidents on your driving record—but, that’s not always the case. Even if you have an accident-free driving record, there are still other reasons as to why you can’t seem to find a lower car insurance rate. It could be the...