Insurance

If you’ve been thinking about purchasing new car insurance, you may have heard about Progressive’s Name Your Price Tool during TV commercials. But, what is it exactly? Can it truly save you money on car insurance? Below, we discuss what the Name Your Price Tool is, and how you can use it to your benefit...

One of the most common reasons for expensive car insurance is due to having several accidents on your driving record—but, that’s not always the case. Even if you have an accident-free driving record, there are still other reasons as to why you can’t seem to find a lower car insurance rate. It could be the...

No matter the age, occupation, or income, everybody should consider getting life insurance to plan for the unpredictable future. Most people will opt for a standard term life insurance product that sets them up to pass money down to loved ones after their death. Usually, this type of basic plan meets the needs of most...

It feels like we spend too darn much on our car insurance bill. But the insurance business is a tricky one. Many insurance companies don't even turn an underwriting profit, and only manage to turn a profit by investing the float. In the insurance business, the best companies are the ones that can price and...

You can make your trips to the DMV less stressful by preparing beforehand—which includes understanding the state-required insurance limits. You may face difficulty in determining how you can meet or exceed the auto insurance requirements in Kentucky. Below, your can learn about the Kentucky DMV insurance requirements, as well as the rules mandating minimum car...

The state of Oklahoma requires all drivers to have minimum liability car insurance, but you don't need to spend a fortune. All across Oklahoma, there are insurance providers that offer discounts that can help you save money and protect yourself, your passengers, and your vehicle. Check out this review on affordable minimum liability car insurance...

If you are a new homeowner who owns a pit bull, you should be aware that certain dog breeds like pit bulls might not be covered by regular home insurance. This is because pit bulls have a reputation as a "dangerous breed," and homeowner's insurance usually becomes more expensive when the company assesses that their...

If you’re pulled over by the cops for a traffic violation and fail to provide proof of insurance, you can receive a pricey ticket—especially if it’s not your first offense. The fine for not showing proof of insurance varies state by state and can range anywhere from $35 to $5,000. If you have car insurance...

Many sources will tell you that you cannot negotiate for a discount on your auto insurance rates. Your insurance company wants you to think that you cannot negotiate for a discount on your auto insurance rates. But that is not true. You can — you just need to know-how. While the party line from insurance...

Working in law enforcement is a challenging task that comes with a high degree of responsibility and stress. To show their appreciation for the hard work of police officers, many top insurance providers offer car insurance discounts for law enforcement. Simply being a member of a law enforcement agency will often provide you with a...

Bipolar disorder is a mental health condition known for causing periods of extreme happiness, followed by periods of extreme sadness. While the severity of the condition varies, bipolar disorder can also be characterized as a disability in all cases, which can affect car insurance premiums. Typically, insurance companies do not offer discounts for a diagnosis...

For any number of reasons, a person may own a car without having a license. While this is perfectly fine, it leads to questions about insurance. Car insurance is often expensive, but it is a necessity for any car owner. This post is for those who would like to insurance a car that don't yet...

Whenever I get asked this question, I always think of the movie Meet The Parents. Remember the scene? Pam wants to get rental car insurance and Greg, eager to impress her, says: “No honey! It’s a scam”. Minutes later they arrive at Pam’s parents, and Greg smashes the car’s windshield after throwing a brick at...

Over 170, 000 consumers have purchased a used vehicle through Carvana—Are you next? If so, before you make your purchase, you need to consider the car insurance requirements that you must meet. How do you provide your insurance information? Is gap coverage required? In this article, we answer the most important questions.  Below, you can...

One of America's founding father Ben Franklin was noted for saying, "Nothing is certain except death and taxes.” But, that's only because he didn't live long enough to pay car insurance premiums. In modern times, it's more accurate to claim that nothing is certain except death, taxes, and car insurance. In most states, you are...

Nothing is as comforting as knowing that your loved ones will be financially protected if you died. But without proper planning, there’s no guarantee of this. You’ve probably seen or heard of tax challenges and other conflicts arising when it’s time to execute a deceased person’s will. This mostly happens with life insurance policies. If...

No matter where you are at in your life, it is good to plan ahead. That is why one of the best things that you can do for your family to protect their future needs is to look into life insurance. Unfortunately, many people delay this whole process or choose to ignore it altogether because...