Insurance

One of America's founding father Ben Franklin was noted for saying, "Nothing is certain except death and taxes.” But, that's only because he didn't live long enough to pay car insurance premiums. In modern times, it's more accurate to claim that nothing is certain except death, taxes, and car insurance. In most states, you are...

Nothing is as comforting as knowing that your loved ones will be financially protected if you died. But without proper planning, there’s no guarantee of this. You’ve probably seen or heard of tax challenges and other conflicts arising when it’s time to execute a deceased person’s will. This mostly happens with life insurance policies. If...

No matter where you are at in your life, it is good to plan ahead. That is why one of the best things that you can do for your family to protect their future needs is to look into life insurance. Unfortunately, many people delay this whole process or choose to ignore it altogether because...

One of the best offers car insurance companies can offer to new customers is bundling insurance plans to reduce the overall price the customer would be paying. However, certain circumstances can allow you to get discounted rates, such as being married.  Married couples can expect to pay anywhere from four to ten percent less for...

When you’re looking into purchasing homeowners insurance, one thing that might slip your mind is whether or not your dog will be allowed on the policy. This is essential information to know, though, as insurance can cover damages and injuries from a canine. However, not all dogs are insurance-friendly.  The most common types of dog...

Owning a home offers several unique advantages in terms of car insurance. Homeowners can take advantage of several unique discounts, lower fees, and insurance premiums. These discounts can often stack with one another, allowing you to have premiums that come at an incredibly low price. There are several ways that owning a home can aid...

Did you know that having a dog could affect your ability to obtain homeowners insurance? If an insurance company is willing to cover you, owning a pup can bump up their rates for a homeowners insurance policy. Before you get discouraged or fear having to stretch your budget for an unaffordable homeowners insurance policy, let’s...

Just as auto insurance protects you when you're on the road, home insurance provides you with financial protection against unexpected events that affect your home. These events, which are often emergencies, can be expensive to repair, which is why it's important to find a good insurance policy that meets your needs and prepares you for...

There are plenty of car insurance companies to choose from, but how many of them cater to the financial needs of seniors? When it comes to security, seniors need car insurance that saves them money and protects them from financial ruin. It can be difficult to choose one insurance provider that guarantees that you and...

Friends and family members often turn to me for tips and advice on anything that has to do with personal finance decisions. That includes asking for recommendations on where to get the best insurance for less. A few days ago, a close friend of mine sent me an email with a question about hazard insurance...

Ohio is one of the most beautiful and dynamic states in the United States, with large urban cities, charming small towns, and verdant farmland spanning hundreds of miles. Despite its beauty, living in Ohio has its risks, and homeowners should always prepare for potential damage to their property. Ohio's temperate climate and northern location leave...

Finding car insurance that is both affordable and dependable can be challenging. In the state of Ohio, it is mandatory to insure your car before you drive. The Ohio Bureau of Motor Vehicles states that the minimum car insurance requirements are $25,000 for property damage; $25,000 for bodily injury liability of one person; and $50,000...

Like most states, Kentucky requires drivers to have auto insurance. Not only will you have to provide proof of insurance if the police pull you over, but you'll also need it when you register your vehicle. If you fail to provide proof of insurance coverage, the punishments can be severe. They might include a canceled...

Should you have guests over on your property who are hurt or experience damaged property, you could be held liable. When unexpected situations occur, it’s best to be as financially prepared as possible. That’s why homeowners insurance is so important. Although it may seem pricey, homeowners insurance provides you with a security blanket to avoid...

Seat belts are a critical safety feature in cars. They save lives and reduce injury in the event of car crashes. However, most drivers and passengers take them for granted. We want every person to be aware of when they need to replace their seat belts. The first seat belts were invented in the 1880s....

FRANKFORT, Ky. – Open Enrollment for 2018 Marketplace health insurance plans at healthcare.gov is quickly approaching. The Health Benefit Exchange within the Cabinet for Health and Family Services is working to ensure Kentuckians are prepared, informed and have the resources they need to choose a 2018 health plan.  This year’s open enrollment, which runs from November 1 until December 15, is what’s known as a passive enrollment period. Kentuckians who already have...

FRANKFORT, Ky. — The Kentucky Department of Insurance announced today a national service that provides consumers with the capability to search online for lost life insurance policies and annuities. The National Association of Insurance Commissioner’s life insurance policy locator tool provides a search capability for individuals looking to find lost policies, and it is currently...