Insurance

7 Ways Owning A Home Can Affect Car Insurance
7 Ways Owning A Home Can Affect Car Insurance

Owning a home offers several unique advantages in terms of car insurance. Homeowners can take advantage of several unique discounts, lower fees, and insurance premiums. These discounts can often stack with one another, allowing you to have premiums that come at an incredibly low price. There are several ways that owning a home can aid...

Jan 27, 2021
How Much to Add to Your Homeowners Insurance for a Dog
How Much to Add to Your Homeowners Insurance for a Dog

Did you know that having a dog could affect your ability to obtain homeowners insurance? If an insurance company is willing to cover you, owning a pup can bump up their rates for a homeowners insurance policy. Before you get discouraged or fear having to stretch your budget for an unaffordable homeowners insurance policy, let’s...

Jan 27, 2021
Senior Discounts for Home Insurance in Ohio in 2022
Senior Discounts for Home Insurance in Ohio in 2022

Just as auto insurance protects you when you're on the road, home insurance provides you with financial protection against unexpected events that affect your home. These events, which are often emergencies, can be expensive to repair, which is why it's important to find a good insurance policy that meets your needs and prepares you for...

Mar 31, 2022
Best Car Insurance for Seniors in Kentucky: 2022 Discounts
Best Car Insurance for Seniors in Kentucky: 2022 Discounts

There are plenty of car insurance companies to choose from, but how many of them cater to the financial needs of seniors? When it comes to security, seniors need car insurance that saves them money and protects them from financial ruin. It can be difficult to choose one insurance provider that guarantees that you and...

May 13, 2022
EIDL Loans Require Hazard Insurance - Here's How To Get It
EIDL Loans Require Hazard Insurance - Here's How To Get It

Friends and family members often turn to me for tips and advice on anything that has to do with personal finance decisions. That includes asking for recommendations on where to get the best insurance for less. A few days ago, a close friend of mine sent me an email with a question about hazard insurance...

Feb 24, 2021
Best Places to Get Cheap Home Insurance in Ohio
Best Places to Get Cheap Home Insurance in Ohio

Ohio is one of the most beautiful and dynamic states in the United States, with large urban cities, charming small towns, and verdant farmland spanning hundreds of miles. Despite its beauty, living in Ohio has its risks, and homeowners should always prepare for potential damage to their property. Ohio's temperate climate and northern location leave...

Jan 27, 2021
10 Best Places to Get Cheap Car Insurance in Ohio
10 Best Places to Get Cheap Car Insurance in Ohio

Finding car insurance that is both affordable and dependable can be challenging. In the state of Ohio, it is mandatory to insure your car before you drive. The Ohio Bureau of Motor Vehicles states that the minimum car insurance requirements are $25,000 for property damage; $25,000 for bodily injury liability of one person; and $50,000...

Jan 27, 2021
10 Best Places to Get Cheap Car Insurance in Kentucky
10 Best Places to Get Cheap Car Insurance in Kentucky

Like most states, Kentucky requires drivers to have auto insurance. Not only will you have to provide proof of insurance if the police pull you over, but you'll also need it when you register your vehicle. If you fail to provide proof of insurance coverage, the punishments can be severe. They might include a canceled...

Sep 08, 2021
Best Places to Get Cheap Home Insurance in Kentucky
Best Places to Get Cheap Home Insurance in Kentucky

Should you have guests over on your property who are hurt or experience damaged property, you could be held liable. When unexpected situations occur, it’s best to be as financially prepared as possible. That’s why homeowners insurance is so important. Although it may seem pricey, homeowners insurance provides you with a security blanket to avoid...

Jan 27, 2021
When is Seat Belt Replacement Necessary?
When is Seat Belt Replacement Necessary?

Seat belts are a critical safety feature in cars. They save lives and reduce injury in the event of car crashes. However, most drivers and passengers take them for granted. We want every person to be aware of when they need to replace their seat belts. The first seat belts were invented in the 1880s....

Dec 26, 2020
2018 Marketplace Health Insurance Open Enrollment Begins Nov. 1
2018 Marketplace Health Insurance Open Enrollment Begins Nov. 1

FRANKFORT, Ky. – Open Enrollment for 2018 Marketplace health insurance plans at healthcare.gov is quickly approaching. The Health Benefit Exchange within the Cabinet for Health and Family Services is working to ensure Kentuckians are prepared, informed and have the resources they need to choose a 2018 health plan.  This year’s open enrollment, which runs from November 1 until December 15, is what’s known as a passive enrollment period. Kentuckians who already have...

Dec 17, 2020
Kentucky Department of Insurance, NAIC Launch Nationwide Life Insurance Policy Locator Tool
Kentucky Department of Insurance, NAIC Launch Nationwide Life Insurance Policy Locator Tool

FRANKFORT, Ky. — The Kentucky Department of Insurance announced today a national service that provides consumers with the capability to search online for lost life insurance policies and annuities. The National Association of Insurance Commissioner’s life insurance policy locator tool provides a search capability for individuals looking to find lost policies, and it is currently...

Dec 17, 2020
Simple Ways to Trim Auto Insurance Costs
Simple Ways to Trim Auto Insurance Costs

The cost of owning an automobile extends beyond maintenance and fueling costs. One of the biggest expenses motorists must plan for is auto insurance, the cost of which can vary greatly depending on geography and driver history. But no matter where drivers live or what their histories are, there are some simple ways for drivers...

Dec 16, 2020
Minimum Car Insurance Coverage Drives Panel’s Debate
Minimum Car Insurance Coverage Drives Panel’s Debate

FRANKFORT, Ky. — Concerned that the minimum auto insurance allowed under Kentucky law doesn’t provide motorists with enough coverage for property damage, a panel of state lawmakers met Tuesday to discuss whether legislative action was needed. “The current limit seems to be sufficient to cover the vast majority of claims,” Carl Breeding, representing the Property Casualty...

Dec 16, 2020
More than 158,000 Kentuckians Enrolled in Health Insurance
More than 158,000 Kentuckians Enrolled in Health Insurance

FRANKFORT, Ky. — The official kynect open enrollment ended at midnight on Feb. 15 with more than 158,000 Kentuckians signing up for private health insurance or Medicaid coverage "We had a tremendously successful second open enrollment period, with many new individuals signing up or continuing their health coverage through kynect," said Gov. Beshear. "When people...

Dec 16, 2020
Fewer Kentucky Small Businesses Offering Employee Health Insurance
Fewer Kentucky Small Businesses Offering Employee Health Insurance

LOUISVILLE, Ky — If you were looking for a job at a small employer in 2015, you'd have a harder time finding one that offered health insurance compared to 2012, according to a report released by the Foundation for a Healthy Kentucky. In fact, while 98.3 percent of Kentucky businesses with 50 or more employees offered...

Dec 16, 2020
DAVE SAYS: Life Insurance Can be Purchased after Cancer Diagnosis
DAVE SAYS: Life Insurance Can be Purchased after Cancer Diagnosis

KENTUCKY — In this week’s Dave Says, a reader asks about life insurance. Dear Dave, I started looking at life insurance policies after my wife and I had our daughter. During the screening process, I found out I had testicular cancer. I went through treatments, and the doctors have officially declared me to be in remission....

Dec 16, 2020