Insurance

The cost of owning an automobile extends beyond maintenance and fueling costs. One of the biggest expenses motorists must plan for is auto insurance, the cost of which can vary greatly depending on geography and driver history. But no matter where drivers live or what their histories are, there are some simple ways for drivers...

KENTUCKY — Few people want to face their own mortality when they are in the prime of their lives. However, thinking ahead and making advanced plans can save family members considerable heartache. Life insurance policies can help men and women make things easier for their spouses, children or siblings. Life insurance provides financial security in the...

KENTUCKY — The 10 percent of Kentuckians who remain without health insurance are less likely to have heard much about Kynect, the state health-insurance exchange created under the federal health-reform law, than those who have insurance. But overall, the uninsured are only a little less likely than all Kentucky adults to have heard anything about...

FRANKFORT, Ky. — The official kynect open enrollment ended at midnight on Feb. 15 with more than 158,000 Kentuckians signing up for private health insurance or Medicaid coverage "We had a tremendously successful second open enrollment period, with many new individuals signing up or continuing their health coverage through kynect," said Gov. Beshear. "When people...

KENTUCKY — In this week’s Dave Says, a reader asks about life insurance. Dear Dave, I started looking at life insurance policies after my wife and I had our daughter. During the screening process, I found out I had testicular cancer. I went through treatments, and the doctors have officially declared me to be in remission....

LOUISVILLE, Ky — If you were looking for a job at a small employer in 2015, you'd have a harder time finding one that offered health insurance compared to 2012, according to a report released by the Foundation for a Healthy Kentucky. In fact, while 98.3 percent of Kentucky businesses with 50 or more employees offered...

FRANKFORT, Ky. — Concerned that the minimum auto insurance allowed under Kentucky law doesn’t provide motorists with enough coverage for property damage, a panel of state lawmakers met Tuesday to discuss whether legislative action was needed. “The current limit seems to be sufficient to cover the vast majority of claims,” Carl Breeding, representing the Property Casualty...

FRANKFORT, Ky. - Kentucky is five days away from the start of open enrollment for Qualified Health Plans on the federal marketplace healthcare.gov. Currently, about 84,000 Kentuckians have a current QHP purchased on the exchange. Here are “five things to know” about the move from kynect to healthcare.gov. 1. Transition facts: We expect a smooth transition...

LOUISVILLE, Ky.  — Baptist Health has announced a significant expansion of its health-insurance business, introducing new insurance plans for the Medicare Advantage and individual markets. For more than 20 years, Baptist Health quietly operated Bluegrass Family Health, covering nearly 80,000 members in Kentucky and parts of adjoining states in the traditional commercial market, offering insurance...

KENTUCKY — The federal health law requires that insurers planning to significantly increase premiums for policies on a health-insurance exchange to submit their rates by June 1 for review. Many insurance carriers across the country, including four in Kentucky, are requesting double-digit increases in insurance premiums for 2016. For the individual market, the requested average...