Life Insurance

Choosing a life insurance policy can be difficult and confusing, especially when you’re in your early 30s. Which company should you go with? What type of policy is best? How do you know you’ve made the right choice and that your loved one or family is set if something were to ever happen to you?...

Sometimes life comes at you fast with the unexpected. Accidents, illnesses, or unexpected events happen to the healthiest and youngest of us and can change our plans of living a long life with those we love. The best thing we can do to ensure our families are taken care of is to leave them with...

Depending on your time in life, your career, and your family situation, you may feel the need to purchase life insurance. But before you sign up for a life insurance policy, you want to get all the facts. Is life insurance really worth the money, or is it a waste of resources that would be...

If you’re looking to purchase life insurance, you’ve probably noticed that rates are more expensive overall for men than they are for women. But why exactly is this? Men are generally more high-risk policyholders than women, so this increased risk is compensated for with higher monthly premiums. Determining factors include: Keep reading to learn more...

There is usually one important factor that affects your ability to get approved for a life insurance policy: your medical history. During the COVID-19 pandemic, many people have grown concerned about whether a COVID-19 diagnosis can have an impact on their life insurance.The COVID-19 pandemic has forced life insurance providers to consider medical history in...

No matter the age, occupation, or income, everybody should consider getting life insurance to plan for the unpredictable future. Most people will opt for a standard term life insurance product that sets them up to pass money down to loved ones after their death. Usually, this type of basic plan meets the needs of most...

Nothing is as comforting as knowing that your loved ones will be financially protected if you died. But without proper planning, there’s no guarantee of this. You’ve probably seen or heard of tax challenges and other conflicts arising when it’s time to execute a deceased person’s will. This mostly happens with life insurance policies. If...

No matter where you are at in your life, it is good to plan ahead. That is why one of the best things that you can do for your family to protect their future needs is to look into life insurance. Unfortunately, many people delay this whole process or choose to ignore it altogether because...

FRANKFORT, Ky. — The Kentucky Department of Insurance announced today a national service that provides consumers with the capability to search online for lost life insurance policies and annuities. The National Association of Insurance Commissioner’s life insurance policy locator tool provides a search capability for individuals looking to find lost policies, and it is currently...

KENTUCKY — Few people want to face their own mortality when they are in the prime of their lives. However, thinking ahead and making advanced plans can save family members considerable heartache. Life insurance policies can help men and women make things easier for their spouses, children or siblings. Life insurance provides financial security in the...

KENTUCKY — In this week’s Dave Says, a reader asks about life insurance. Dear Dave, I started looking at life insurance policies after my wife and I had our daughter. During the screening process, I found out I had testicular cancer. I went through treatments, and the doctors have officially declared me to be in remission....