Personal Finance

Accountancy has seen a significant evolution over the years, adapting to the changing landscapes of technology and business practices. The profession has continuously embraced advancements that streamline financial management, from manual bookkeeping to spreadsheets. In today's digital age, the emergence of online accountants has revolutionized how businesses and individuals handle their financial affairs. Online or...

By the fourth quarter of 2020, credit card debt reached $820 billion. Though the total amount of debt fell from the previous seven years, it has increasingly become more challenging for consumers to pay more than the minimum monthly payment. For example, it would take a household more than 25 years to pay off credit card debt by...

In the wild world of credit cards, it can sometimes be hard to separate fact from fiction. Whether you regularly pay off your credit cards at the end of each month or recently paid off your final installment on a large purchase, you may be left with several questions. Some of the most common questions...

These days, credit cards come with a wide variety of perks and benefits. If you’re a frequent traveler, then it’s worth looking into some of the top credit cards that pay for Global Entry. Read on to discover the top credit cards with TSA Precheck or Global Entry benefits. We’ll break down the difference between the two programs,...

Sometimes, credit cards can be a lifesaver when it comes to handling major expenses that your bank account can’t cover at the moment. But what do you do if you find yourself in such a situation without a credit card ready to go? While you can always apply for a new credit card online at...

Granting someone your credit card account is a big decision that shouldn’t be taken lightly. But there are certain situations in which it can be beneficial for both you and the authorized user. Join us for a crash course in everything you need to know if you’re considering granting your child, spouse, or close friend...

While there's a lot of information out there about how to set up a business, there may also come a time in your career when it's equally important to understand how to dissolve an LLC. Just as getting your business up and running requires following a specific set of procedures, making sure everything is legally wrapped...

The collapse of Silicon Valley Bank sent shockwaves through the financial system. Back in March 2023 The Wall Street Journal reported that over one hundred more banks were at risk of failure. With inflation on the rise, it is more important than ever to get a good yield on your deposits. In this article, we’ll...

Do you have to order business checks from your bank and is it the best option? These days, you’ll discover that there are plenty of places besides your bank where you can order high-quality business checks. Many business owners now even order business checks online from reputable websites. We’ll go over some of the most...

These days there are plenty of easy approval business credit cards to choose from for business owners with a variety of different credit scores and backgrounds. Finding the best card for you will largely come down to the type of features you’re looking for, the size of your business, and your company’s needs. Here we’ll break down...

Chase’s Ink Business cards offer a strong range of options for businesses of all shapes and sizes. Customers can choose from business cards with a nice variety of reward programs, from category-based or flat-rate cashback offers to points systems with generous travel perks. But how do you know which card is right for your business? Join us as we...

These days, buying items on credit has become the default. The mantra of "buy now, pay later" has pervaded virtually every industry, from consumer goods to cars to homes. In the United States 84 percent of adults have at least one credit card, and the average debt for families is roughly $6,200. If you have a...

If you’re opening your own business for the first time, then you likely have plenty of questions about how to start building business credit. Whether you register your business as a corporation or LLC, you’ve taken the first step toward separating your business and personal finances. Applying for business credit cards and other sources...

If you're like most Americans, you have a credit card. In 2022, there were a whopping 1.1 billion cards in circulation, and about 83 percent of individuals have at least one card. But, while we're all used to buying now and paying later, using a credit card typically means swiping for a specific purchase, rather than getting...

Trading apps that allow instant deposits can be a lifesaver for day and swing traders who rely on volatility and fast-moving price swings. If you’re an active trader, then we don’t have to tell you just how valuable those extra minutes and even seconds can be. There’s nothing more frustrating than spotting a great opportunity, only...

If you find yourself in a bind and need cash right away, then your credit card may be able to help. Most issuers allow customers to use their cards to borrow cash up to a certain limit. Just be aware that credit card cash advances are often very pricey. They may come with additional...

Few people would argue that credit cards can be a double-edged sword. For all the convenience, welcome bonuses, and rewards that many cards offer, there’s also the danger of overspending. As many credit card customers have learned the hard way, it can be incredibly easy to fall prey to the dangers of excessive debt and...