Personal Finance

The American president Benjamin Franklin was noted for saying, “Nothing is certain except death and taxes.” But, that’s only because he didn’t live long enough to pay car insurance premiums. In modern times, it’s more accurate to claim that nothing is certain except death, taxes, and car insurance. . In most states, you are required...

NerdWallet has quickly leapt into the top echelon of personal finance websites in the United States. Launched in 2009 by founder and CEO Tim Chen, the site has become a juggernaut in the very competitive personal finance space, surpassing older and more established competitors like BankRate. According to Inc. Magazine, the company is worth a...

Nothing is as comforting as knowing that your loved ones will be financially protected if you died. But without proper planning, there’s no guarantee of this. You’ve probably seen or heard of tax challenges and other conflicts arising when it’s time to execute a deceased person’s will. This mostly happens with life insurance policies. If...

No matter where you are at in your life, it is good to plan ahead. That is why one of the best things that you can do for your family to protect their future needs is to look into life insurance. Unfortunately, many people delay this whole process or choose to ignore it altogether because...

One of the best offers car insurance companies can offer to new customers is bundling insurance plans to reduce the overall price the customer would be paying. However, certain circumstances can allow you to get discounted rates, such as being married. . Married couples can expect to pay anywhere from four to ten percent less for...

When you’re looking into purchasing homeowners insurance, one thing that might slip your mind is whether or not your dog will be allowed on the policy. This is essential information to know, though, as insurance can cover damages and injuries from a canine. However, not all dogs are insurance-friendly. . The most common types of dog...

Much about the home-buying process can be confusing. When you add mortgages to the mix, it can become even more challenging. From interest rates to closing costs, it can be tough to keep track of everything it takes to become a homeowner.. Unfortunately, being prepared for everything is next to impossible, and sometimes life can...

Owning a home offers several unique advantages in terms of car insurance. Homeowners can take advantage of several unique discounts, lower fees, and insurance premiums. These discounts can often stack with one another, allowing you to have premiums that come at an incredibly low price.. There are several ways that owning a home can aid...

Did you know that having a dog could affect your ability to obtain homeowners insurance? If an insurance company is willing to cover you, owning a pup can bump up their rates for a homeowners insurance policy. Before you get discouraged or fear having to stretch your budget for an unaffordable homeowners insurance policy, let’s...

Securing a mortgage may seem like an unattainable goal for individuals making $20,000 to $30,000 a year; however, the difficulty isn’t necessarily true. While your income does play a role in a lender’s decision-making process, there are many other factors that a lender considers before a mortgage is granted. To help you better understand how...

Just as auto insurance protects you when you’re on the road, home insurance provides you with financial protection against unexpected events that affect your home. These events, which are often emergencies, can be expensive to repair, which is why it’s important to find a good insurance policy that meets your needs and prepares you for...

There are plenty of car insurance companies to choose from, but how many of them cater to the financial needs of seniors? When it comes to security, seniors need car insurance that saves them money and protects them from financial ruin. It can be difficult to choose one insurance provider that guarantees that you and...

Buying furniture and decorating your living space can be one of the most expensive parts of having your own place. Whether you are a homeowner or rent an apartment, the costs of furniture can easily add up. Before you realize it, all the items that you’ve added to your checklist have totaled up to $3,000...

Jewelry can be one of the most special purchases of your life. Whether you’re purchasing an engagement ring or looking for a necklace with your birthstone, you’re purchasing an item that will have a special meaning to you and your loved ones. Something that you buy today can be passed down through each generation of...

Friends and family members often turn to me for tips and advice on anything that has to do with personal finance decisions. That includes asking for recommendations on where to get the best insurance for less. A few days ago, a close friend of mine sent me an email with a question about hazard insurance...

Starting a business in Ohio offers numerous perks, from simple and manageable state regulations to low corporate and business taxes and widespread community support for local entrepreneurs. Whether you are creating a new business or are an established sole proprietor, forming a limited liability corporation (LLC) in Ohio can be an excellent way to limit...

If you have your heart set on starting a new business in Kentucky but worry about risking your assets and your family’s future, bring yourself a little peace of mind by considering establishing an LLC in Kentucky.. Sadly, you could spend hundreds or thousands of dollars setting up such a limited liability corporation. Still, you...