Personal Finance

How Many AmEx Cards Can You Apply For?[Read this Before]
How Many AmEx Cards Can You Apply For?[Read this Before]

Terms apply to American Express offers on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. American Express (Amex) is known for being particularly generous when it comes to things like credit card rewards programs and welcome bonuses. So generous, in fact, that some new users...

Oct 14, 2022
Best Credit Cards that Pull TransUnion
Best Credit Cards that Pull TransUnion

Terms apply to American Express offers on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Various information goes into establishing your credit score with Transunion, a credit bureau used by many credit card and loan companies to determine credit worthiness of consumers. First, a credit score summarizes your...

Jan 20, 2023
Best Credit Cards that Pull Equifax
Best Credit Cards that Pull Equifax

Terms apply to American Express offers on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Credit reports maintain a record of a person’s credit history, including identifying personal information. When applying for any credit, the credit card or loan company can check your credit with Equifax, Experian,...

Jan 20, 2023
Best Credit Cards That Pull Experian Only
Best Credit Cards That Pull Experian Only

Terms apply to American Express offers on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Companies will most likely conduct a credit check on consumers looking to open a credit card or receive a loan. Credit cards that pull Experian credit reports look for the information listed from your other...

Jan 20, 2023
Top $500-$1000 Credit Limit Credit Cards with No Deposit [Even for Fair Credit]
Top $500-$1000 Credit Limit Credit Cards with No Deposit [Even for Fair Credit]

According to Experian, nine percent of customers have a FICO score below 550; between 2020 and 2021, the average credit score ranged from 578 to 586. If you have a low credit score, you are not alone; however, like many others, you may find getting the credit you need challenging. Several credit card companies and personal...

Jan 16, 2023
LLC or Corporation in California? Read This Before and Choose Right
LLC or Corporation in California? Read This Before and Choose Right

California has 4.1 million small businesses, employing 7.2 million workers and accounting for 99.8 percent of all companies in the state. As of June 2022, 42,302 new business applications were submitted, a 5.6 percent increase over 2021. California makes it attractive to set up a business by offering tax benefits and providing notable business credits for...

Dec 24, 2022
Second Chance Credit Cards: Best Unsecured Options for People with Poor Credit
Second Chance Credit Cards: Best Unsecured Options for People with Poor Credit

Sometimes life happens, occasionally at the peril of your credit score. But rest assured that no matter how unflattering your credit history may be, there’s always a chance to turn things around. Second chance credit cards present customers with a unique opportunity to rebuild their credit history, as long as they're used responsibly. Join us for an...

Dec 29, 2022
Best Mortgages With NO Early Repayment Charge (and How to Avoid them)
Best Mortgages With NO Early Repayment Charge (and How to Avoid them)

If you are in the position to pay off your mortgage early, it is best first to ask your lender if there are any prepayment penalty charges. Most mortgage lenders charge a prepayment penalty when borrowers pay off their loan balance before the final payment's due date. Depending on how long the loan has been...

Jan 23, 2023
How to Get a 700-750 Credit Score in 3 to 6 Months? (Read this Guide)
How to Get a 700-750 Credit Score in 3 to 6 Months? (Read this Guide)

Most Americans suffer from a low credit score, which has several negative effects, including higher interest rates and the inability to get unsecured loans/credit. According to Experian.com, the average credit score in the United States in 2021 was 714, which falls within the average credit scores for moderate to middle-income individuals. Average credit score brackets, according...

Jan 16, 2023
Which is Best for a Trucking Company: LLC or Corporation?
Which is Best for a Trucking Company: LLC or Corporation?

Starting a trucking company involves many steps, including the decision to establish the business as a limited liability company or a corporation. According to the American Trucking Association, in 2019, trucking demands represented 80.4 percent of the freight costs spent in the United States, providing this business category with a gross freight revenue of $791.7 billion....

Dec 24, 2022
Best Store Credit Cards That Do Soft Pulls [And Why They're Worth It]
Best Store Credit Cards That Do Soft Pulls [And Why They're Worth It]

Not so long ago, you could obtain a lot of store credit cards through a soft credit pull. A soft pull is a brief look at your credit that does not affect your credit score. More recently, however, you can pre-qualify for most store credit cards with a soft pull, but to actually issue the...

Dec 29, 2022
Prepaid and Virtual Cards That Work With Cash app
Prepaid and Virtual Cards That Work With Cash app

Cash App is a peer-to-peer or “P2P” financial app that makes it easy to instantly send money to both friends and businesses alike. Formally known as Square Cash, it was founded back in 2013 by Jack Dorsey’s Block Inc. to compete with similar services like PayPal and Venmo. Each Cash App user chooses a unique...

Dec 07, 2022
Acorns vs Vanguard: Which One Is Right For You?
Acorns vs Vanguard: Which One Is Right For You?

Gone are the days when investing in the future was a luxury limited to Wall Street gurus or even financially savvy investors. These days, one of the biggest challenges for many beginning investors is finding the best investing platform for their needs. Comparing Acorns vs Vanguard largely comes down to pinpointing which one is better aligned with...

Oct 25, 2022
Here's How to Transfer Money From Prepaid Cards to Bank Account
Here's How to Transfer Money From Prepaid Cards to Bank Account

Sometimes you have or receive a prepaid card, and you'd really like to have the money as cash in hand or in your account rather than on the card. You may not use the retailer where the gift card is from, or you may simply need the cash. In either case, there are some cards...

Sep 26, 2022
How to Get Approved For High-risk Personal Loans With Direct Lenders
How to Get Approved For High-risk Personal Loans With Direct Lenders

A high-risk loan is a loan that poses more risk to a lender that chooses to issue credit to someone with a low credit score, also known as a "high-risk borrower." These borrowers generally do not have a solid track record of repaying debts, tend to keep credit card balances close to their limits, or...

Apr 11, 2022
The Best Cards For Getting Cheaper Gas at The Pump
The Best Cards For Getting Cheaper Gas at The Pump

Terms apply to American Express offers on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.With gas prices running high across the nation, many people are worried about the cost of gas at the pump, wondering “How can I get a discount on gasoline?” Unfortunately, those...

Jan 18, 2023
The Easiest Credit Cards to Get For Immigrants (No SSN or Credit Score Required)
The Easiest Credit Cards to Get For Immigrants (No SSN or Credit Score Required)

Terms apply to American Express offers on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.America is indeed the land of opportunity, and thousands of immigrants come to the US every year to fulfill their version of the American dream. Many of these individuals left successful...

Dec 30, 2022